With 5-year experience in custom software development for the banking industry and the financial services sector, Qrapp has been helping banks and financial services companies sharpen their competitive edge with the power of mobile technology. At Qrapp, we use our deep knowledge of mobile banking application development to make your banking solutions engaging and commercially viable. With a custom mobile banking app, you can provide better customer experience by delivering flexibility and convenience of the essential banking operations right from mobile devices.
We specialize in mobile banking app development aligned with our customers’ specific requirements, not the general ones. Depending on your requirements, we can deliver various types of banking apps and assist you in choosing the functional scope for your mobile banking app.
Basic apps allow following the "we-too" strategy to keep up with mobile banking adopters or to experiment on the market with low risks. For this, we can deliver the following basic mobile banking features:
Account management to check account balances and transaction history
Money transfer to another person and between the owner’s accounts at different banks, with the option of an instant transfer
GPS-navigation to find the nearest service point or ATM
Mobile RDC to check deposits using a mobile device camera
Payments scheduling to make regular payments and pay bills in a snap
Customizable alerts to receive text, email and push notifications (account alerts, bill pay reminders, security alerts), and more
Advanced apps bring personalized, differentiated mobile banking experiences by adding a number of extra features:
Personal financial management
Personalized bank product offering
Loyalty program integration
Augmented reality, and more
A-class apps help to achieve leadership in client service by introducing a powerful and full-featured digital platform with seamless transactional experience.
At Qrapp, we can reshape your mobile banking app with the following cutting-edge features:
With a mobile banking app, banks and financial institutions can successfully handle the following challenges:
Improving customer experience through personalized banking and a convenient access to loyalty programs on the go.
Selling more to existing customers with targeted new products and services. With stronger personal ties, banks and financial institutions will foster customer retention as well as embrace new cross- and upselling opportunities.
Attracting small businesses by combining individual and business banking in one application.
Reducing service costs by getting cheaper mobile transactions. E.g., a bank can save $4.15 on average for every mobile check deposit, leading to $49.80 in cost savings per customer annually (Javelin Strategy & Research).
Getting access to cheaper funds by attracting deposits with lower interest rate. By bringing convenient mobile banking services, banks can increase the number of depositors from rural areas or distant locations.
Qrapp pays a special attention to provide a completely secure mobile banking environment to eliminate the possibility of fraud and encourage user adoption. Our security solutions include a 2-factor identification used for:
Qrapp has been working in Security Intelligence since 2004 and has achieved IBM Gold Business Partner status in 2017.
Qrapp's experts will help you define the project scope, taste the concept and unfold essential mobile banking features. Our dedicated team will work closely with your subject matter experts through the entire implementation process to turn your idea into a well-thought mobile banking software. Our development team also ensures smooth integration of your app with other banking systems. After delivering a ready-to-use app, we guarantee its maintenance and support.
We’d love to stay in touch. Describe the digital challenge you’ve faced, and we’ll get back to you with a solution we can offer.